11 min read

What is Clip? Learn how it can help you improve your business

December 2, 2020

Clip is a payment aggregator providing a mobile point-of-sale terminal (known as a Clip reader) as well as an app which allows you to accept credit and debit card payments from your smartphone or tablet.

Clip's arrival to the Mexican market put an end to what, up to that point, had been established: a lot of paperwork and red tape to implement an option that would allow small businesses to accept cards, an end to monthly fees for the rental of the device, an end to the need for a bank account from the same bank as the terminal, and an end to charges or fines for not complying with minimum transactions.

In contrast, to get a Clip mobile terminal, all you need to do is:

  1. Purchase your reader and register your account on our website.
  2. Input all your business information, so it will appear on your customer's purchase receipts (eVouchers).
  3. Besides registering basic information, in your account you can set up the Interest Free-Monthly Payments and your bank details to receive deposits (CLABE account).

In order to begin charging with your new terminal, all you need to do is take the following steps:

  1. Download and open the Clip App.
  2. Connect your terminal with your smartphone or tablet.
  3. In the App, enter the amount to be charged.
  4. Insert the card in the terminal.
  5. Let your customer enter his PIN.
  6. Remove the card and give it to your customer.
  7. Receive your money in 24 hours.

Which cards I can accept with Clip?

Essentially the ones supported by Visa, Mastercard, American Express and Carnet. No matter if they are from another country, debit, credit, issued by electronic banks or commercial chains, if they are supported by these institutions, you will always be able to accept them.

Regarding pantry vouchers, they depend on the line of business of your business, as well as the guidelines of the institutions that issue them. But you can check the type of industry and what types of vouchers you can accept, however, they must be issued by Edenred, Sí vale, Sodexo, Broxel, Toka and Winko.

Reasons why Clip is a great choice

Increase sales

That will not mean that you automatically will attract more customers, but that your transaction amounts will dramatically increase. That is what our clients say in a quantitative study conducted in December 2018: 9 out of 10 reported to have increased their sales by more than 100%.

Based on Banco de México figures, there are more than 27 million credit cards and close to 147 million debit cards in the country, meaning that there are more cards than inhabitants in the Republic, meaning there are more cards than inhabitants in the Republic, so you have a great opportunity to charge your customers without the need for them to go and withdraw cash.

In case you do not know yet the benefits of accepting cards in your business, here is a blog post that will help you to clarify that picture.

It is simple

It takes you five minutes to charge your card, so you leave the never-ending back and forth with banks, contracts, abusive clauses, hidden charges, being a legal entity and even providing your RFC. Everything that makes acquiring a terminal complicated is avoided.

Our goal at Clip is to help you grow your business, because the more you sell, the better Clip will do. You will receive a summary of your transactions, how much money you will receive for each one of them, so you have the pulse of your business at your fingertips.

Excellent customer service

At Clip, it is you who is most important and we do not pay lip service, the Customer Happiness team works hard every day to provide you with personalized attention and their goal is to help you solve all your problems.

Preferring humans over robots, from the moment you call by phone we avoid recordings and your first contact is with a person, they will not send you to another area unless it is strictly necessary, as we know how complicated it is to explain your problem over and over again.

The channels we use are at your fingertips: email, phone, Facebook and WhatsApp, 24 hours a day, 365 days a year, to ensure that there is always someone to help you.


Clip operates according to the highest international security standards in the market, with certifications from Visa, Mastercard and American Express.

Additionally, it meets all the requirements of the National Banking and Securities Commission (CNBV), the Mexican Banking Association (ABM) and the Banco de México (Banxico) to process card payments.

As the only financial application with a rating of 4.9 out of 5 in the App Store, we are trusted by our users.

No penalties or surcharges

Banking terminals usually stipulate in the contract that you must comply with a minimum balance in your business account, that you must make a certain amount of transactions per month, and that charging American Express cards would generate a higher commission than the one established. 

This is not the case with Clip, you simply buy your reader and a commission will be applied for each transaction you make. No matter if you stop using it, if you make small transactions, charge American Express cards or cards issued by foreign banks, commissions remain at 3.6% plus VAT.

This is a great opportunity to offer what few businesses could: interest-free months on purchases over $500 pesos. The only thing you need to do is activate this option within the App and choose the minimum amount, along with the terms you want to offer.

Clip Catalog

Other service that you can activate within the Clip App is the Product Catalog service that will allow you to keep better control of your inventory, charge more easily and turn your smartphone or tablet into a barcode reader.

Thanks to this service you have the opportunity to register each of the products you have, have a clear record of what is in your inventory and prepare for future orders. This way all the control of your store will be in the palm of your hand.

Now you know that Clip is not just about card payment, you are also ready to manage, control, diversify and boost the growth of your business. Clip has been in the market for more than 6 years and has become the number one payment acceptance method in Mexico. It is that easy to use the simplest mobile terminal and to boost the growth of your business.

Remote payments

You can accept all cards directly in your business and also do it remotely in an easy and secure way; simply generate a payment link from the Clip application and share it with your customer by email, WhatsApp or your favorite social network and receive your money in 48 hours anywhere in Mexico, not requiring you to present the physical card in your business. 

This way you can prepay, offer gift certificates, layaway your products to the first to pay or if you offer home delivery service, so your customer can pay even without being in your business and you can get paid online instead of having to use a website.

Mobile top up

An extra service available with Clip is mobile top-up with the main mobile phone companies in Mexico. Every time you offer this service, you can receive a bonus directly to your account (as if you had sold something) or you will be able to ask for a discount to be applied to the commissions charged in every transaction.

This service has the advantage that, unlike other existing services, you don't need to buy credit to offer it, since the service is there for you to offer it when you need it.

However, if you would like to know more about the commissions you can receive, as well as the promotions you can find, check out the page about mobile top-ups in Clip.

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